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Tune ProtectCritical Safe +

Tune Protect Critical Safe+ offers affordable critical illness coverage with flexible options for advanced, early-stage, and diabetic care, ensuring financial support during recovery—contact us and get your coverage today!

Protection up to age 65
Flat rate. Stays the same throughout coverage term.
Tax Relief Up to a maximum of RM3,000 a year

We respect your privacy and we are committed to handle your personal information safely and responsibly

Product Summary

Min Sum AssuredRM30,000 - RM200,000
Critial IllnessHeart Attack, Cancer, Kidney Failure
Early Stage CancerAvailable for Top 5 critical illnesses
Diabetic CareUp to RM50,000

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Claims Support

How to Claim

Who do I contact if I have a question or emergency?

Tune Protect Customer Care Hotline

1-800-885-753
Call Now

Tune Protect Hotline

+603 4065 4244
Call Now
Product Features

Key Features

Essential features of your insurance coverage

Cover TermProtection up to age 65
Premium TypeFlat rate. Stays the same throughout coverage term.
Tax ReliefUp to a maximum of RM3,000 a year
Coverage Details

Coverage

How will Critical Insurance help to secure your family's financial future?

Main Coverage Overview

Main CoverageCoverage PeriodAm I Protected?Coverage Amount
Critical Illness CoverageUntil age 65
Up to 100% of Sum Insured
Early Stage Coverage (Optional)Until age 65
50% of Sum Insured
Diabetic Care Coverage (Optional)Until age 65
RM7,500 - RM50,000 based on plan

Important Coverage Notes

Advanced Stage Benefit: Up to 100% of Sum Insured is payable upon diagnosis of Advanced Stage, provided no claim for Early Stage has been made

Early Stage Benefit: 50% of Sum Insured payable for early stage diagnosis of top 5 critical illnesses

Plan Selection: Choose from 5 different sum insured amounts: RM30k, RM50k, RM100k, RM150k, or RM200k

Coverage Options: Select from Option 1 (2 illnesses), Option 2 (5 illnesses), or Option 3 (39 illnesses) based on your needs

Diabetic Care Coverage: Optional coverage for diabetic complications with benefits ranging from RM7,500 to RM50,000 depending on selected plan

Tax Relief: Eligible for tax relief up to a maximum of RM3,000 per year

Need Clarification? Contact Tune Protect Insurance at 1-800-885-753 for detailed explanations of coverage terms and conditions.

Eligibility Requirements

Requirements

Age requirements and eligibility criteria for coverage

Minimum Entry AgeAt least 18 years of age
Maximum Entry AgeAt most 65 years of age
Coverage Expiry AgeAt most 65 years of age

Eligibility Summary

This insurance product is designed for individuals who meet the age requirements and are looking for comprehensive life insurance coverage. All applicants must meet the specified age criteria at the time of application to be eligible for coverage.

Product Documents

Important Documents

Download essential documents to learn more about your insurance coverage

PDF

Product Disclosure Sheet

Detailed information about the product features, benefits, and terms

PDF

Product Brochure

Marketing brochure with key highlights and benefits

PDF

Policy Wording

Complete policy terms and conditions

Need Help? If you have trouble accessing any documents or need additional information, please contact Tune Protect at 1-800-885-753 or hello.my@tuneprotect.com

Help Center

Frequently Asked Questions

Get answers to common questions about term life insurance, coverage options, and the application process.

Tune Protect is a term life insurance plan that provides coverage for death, total and permanent disability, and bereavement. It is a non-participating term life insurance plan (no investment elements) that provides coverage in the event of death or Total and Permanent Disability (TPD) that comes with Bereavement benefit.

Tune Protect provides coverage for death, total and permanent disability, and bereavement. It is a non-participating term life insurance plan (no investment elements) that provides coverage in the event of death or Total and Permanent Disability (TPD) that comes with Bereavement benefit.

Tune Protect is a term life insurance plan that provides coverage for death, total and permanent disability, and bereavement. It is a non-participating term life insurance plan (no investment elements) that provides coverage in the event of death or Total and Permanent Disability (TPD) that comes with Bereavement benefit.

Tune Protect is a term life insurance plan that provides coverage for death, total and permanent disability, and bereavement. It is a non-participating term life insurance plan (no investment elements) that provides coverage in the event of death or Total and Permanent Disability (TPD) that comes with Bereavement benefit.

Still have questions?

Our support team is here to help you with any inquiries.

Contact Our Support Team
Customer Stories

What Our Customers Say

Hear from families who have secured their financial future with our term life insurance.

"I’ve worked with other insurers before, but what stood out with Qoala was the professionalism and depth of insight from their advisor. They tailored the recommendations to my long-term goals and checked in after to ensure everything aligned with my needs."

Chew Chong Yong

Father of two, Malaysia

"I’ve worked with other insurers before, but what stood out with Qoala was the professionalism and depth of insight from their advisor. They tailored the recommendations to my long-term goals and checked in after to ensure everything aligned with my needs."

Nabishah

Parent, Malaysia

Get in Touch

Real humans are here for you

Have questions? Want to file a claim? Our dedicated human support team is always ready to personally assist you - no bots, no automated responses.

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General Enquiries

cs@qoala.my

Sales Enquiries

(+60) 3 2201 7474

Business Hours

Monday - Friday9:00 AM - 6:00 PM
Saturday9:00 AM - 1:00 PM
SundayClosed

Need immediate human assistance?

Our dedicated human support specialists are standing by to personally help you with any questions, policy changes, or claims assistance.

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Qoala is Southeast Asia's largest omnichannel InsurTech company. Our goal is to simplify the insurance buying process in Malaysia by making it accessible, affordable and easy to use.


© 2025 Qoala. All rights reserved.

Address

Unit A-39-02, Tower A, Menara UOA Bangsar

No.5, Jalan Bangsar Utama 1, Bangsar, 59000 Kuala Lumpur.

Qoala is a licensed Financial Advisor approved by Bank Negara Malaysia (BNM). All products are underwritten by corresponding insurance companies. All insurance companies on our platform are licensed under FSA and regulated by BNM.

Insurance products offered by licensed insurance partners. Not available in all states. This is for informational purposes only and should not be considered legal or financial advice.