FWD Insurancei-FlexCover
Take charge of your day-to-day life with i-FlexCover. A flexible life insurance plan that enables you to upgrade or downgrade your coverage amount based on your needs or budget. What's more, you can simply purchase this insurance plan online!
We respect your privacy and we are committed to handle your personal information safely and responsibly
Product Summary
Haven't received a message from us?
Key Features
Essential features of your insurance coverage
| Cover Term | Protection up to age 61 |
| Premium Type | Progressive rate. Increases as you age. |
| Plan Renewal | Option to renew plan with continued payment of premium, up to age 61 |
Coverage
How will FWD Insurance help to secure your family's financial future?
Main Coverage Overview
| Main Coverage | Coverage Period | Am I Protected? | Coverage Amount |
|---|---|---|---|
| Death | from 16 up to 61 years old | up to RM150k | |
| Accidental Death | from 16 up to 61 years old | up to RM300k | |
| Public Conveyance Death | from 16 up to 61 years old | up to RM450k | |
| Total and Permanent Disability (TPD) | from 16 up to 61 years old | up to RM150k | |
| Accidental Total and Permanent Disability | from 16 up to 61 years old | up to RM300k | |
| Daily Hospitalisation Income Benefit | from 16 up to 61 years old | up to RM250 each day, limited to 100 days per lifetime |
Important Coverage Notes
Accidental Deaths: Must be due to accidental bodily injury within thirty (30) days from the date of the accident
Multiple Claims: If multiple accidental death claims occur from a single event, the highest Benefit Amount will be payable
Hospital Income Benefit: Subject to a lifetime limit of one hundred (100) days
Full Details: For complete coverage information, please refer to the Product Disclosure Sheet
Need Clarification? Contact FWD Insurance Insurance at 1300226262 for detailed explanations of coverage terms and conditions.
Requirements
Age requirements and eligibility criteria for coverage
| Minimum Entry Age | At least 16 years of age |
| Maximum Entry Age | At most 55 years of age |
| Coverage Expiry Age | At most 61 years of age |
Eligibility Summary
This insurance product is designed for individuals who meet the age requirements and are looking for comprehensive life insurance coverage. All applicants must meet the specified age criteria at the time of application to be eligible for coverage.
Important Documents
Download essential documents to learn more about your insurance coverage
Product Disclosure Sheet
Detailed information about the product features, benefits, and terms
Product Brochure
Marketing brochure with key highlights and benefits
Policy Wording
Complete policy terms and conditions
Need Help? If you have trouble accessing any documents or need additional information, please contact FWD Insurance at 1300226262 or ask@fwd.com
Frequently Asked Questions
Get answers to common questions about term life insurance, coverage options, and the application process.
Offered by FWD Insurance, the i-FlexCover is a non-participating yearly renewable term life insurance that provides coverage against Death, Total and Permanent Disability (TPD), Accidental Death, Accidental TPD, Accidental Death due to Public Conveyance, Accidental Death Outside of Malaysia, as well as Accidental Hospital Income Benefit.
As its name suggests, the i-FlexCover allows you to adjust your protection plan by upgrading or downgrading your coverage amount following your ever-changing needs, preferences and even budgets.
The number of premiums you have to pay, including the duration, will solely depend on the coverage amount or sum assured that you have chosen upon subscribing.
No, you don't have to pay fees or charges upon signing up for FWD Insurance i-FlexCover.
Any Malaysians, Singaporeans or Bruneians aged between 16 to 55 years old are eligible to apply for i-FlexCover. The coverage term is up to 61 years old with the last policy renewal age of 60 years old.
Still have questions?
Our support team is here to help you with any inquiries.
Contact Our Support TeamWhat Our Customers Say
Hear from families who have secured their financial future with our term life insurance.
"I’ve worked with other insurers before, but what stood out with Qoala was the professionalism and depth of insight from their advisor. They tailored the recommendations to my long-term goals and checked in after to ensure everything aligned with my needs."
Chew Chong Yong
Father of two, Malaysia
"I’ve worked with other insurers before, but what stood out with Qoala was the professionalism and depth of insight from their advisor. They tailored the recommendations to my long-term goals and checked in after to ensure everything aligned with my needs."
Nabishah
Parent, Malaysia
Real humans are here for you
Have questions? Want to file a claim? Our dedicated human support team is always ready to personally assist you - no bots, no automated responses.
General Enquiries
cs@qoala.mySales Enquiries
(+60) 3 2201 7474Business Hours
Need immediate human assistance?
Our dedicated human support specialists are standing by to personally help you with any questions, policy changes, or claims assistance.