FWD Insurancei-Care
Be prepared for the unexpected with i-Care, an FWD Insurance plan that gives you coverage of up to RM500,000 if any unfortunate event occurs.
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Product Summary
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Key Features
Essential features of your insurance coverage
| Cover Term | Protection up to age 80 |
| Premium Type | Progressive rate. Increases as you age. |
| Plan Renewal | Option to renew plan with continued payment of premium |
Coverage
How will FWD Insurance help to secure your family's financial future?
Main Coverage Overview
| Main Coverage | Coverage Period | Am I Protected? | Coverage Amount |
|---|---|---|---|
| Death | from 18 up to 80 years old | up to RM500k | |
| Accidental Death | from 18 up to 69 years old | up to RM250k | |
| Total and Permanent Disability (TPD) | from 18 up to 69 years old | up to RM500k |
Important Coverage Notes
Accidental Deaths: Must be due to accidental bodily injury within thirty (30) days from the date of the accident
Multiple Claims: If multiple accidental death claims occur from a single event, the highest Benefit Amount will be payable
Hospital Income Benefit: Subject to a lifetime limit of one hundred (100) days
Full Details: For complete coverage information, please refer to the Product Disclosure Sheet
Need Clarification? Contact FWD Insurance Insurance at 1300226262 for detailed explanations of coverage terms and conditions.
Requirements
Age requirements and eligibility criteria for coverage
| Minimum Entry Age | At least 18 years of age |
| Maximum Entry Age | At most 60 years of age |
| Coverage Expiry Age | At most 80 years of age |
Eligibility Summary
This insurance product is designed for individuals who meet the age requirements and are looking for comprehensive life insurance coverage. All applicants must meet the specified age criteria at the time of application to be eligible for coverage.
Important Documents
Download essential documents to learn more about your insurance coverage
Product Disclosure Sheet
Detailed information about the product features, benefits, and terms
Product Brochure
Marketing brochure with key highlights and benefits
Policy Wording
Complete policy terms and conditions
Need Help? If you have trouble accessing any documents or need additional information, please contact FWD Insurance at 1300226262 or ask@fwd.com
Frequently Asked Questions
Get answers to common questions about term life insurance, coverage options, and the application process.
i-Care is a non-participating yearly renewable term plan that provides coverage against Death, Total Permanent Disability (TPD) and Accidental Death Benefit. There are 3 plans to choose from with coverage amounts of RM100,000, RM300,000, and RM500,000.
i-Care provides Death Benefit (lump sum to loved ones), Total and Permanent Disability Benefit (lump sum to reduce financial burden), and Additional Accidental Death Benefit (extra lump sum if death is due to accident).
You can purchase this plan if you are between 18-60 years old. The Death Benefit covers up to age 80, while TPD and Accidental Death coverage ceases at age 69. Coverage continues as long as premiums are paid.
There are 3 plans: Plan A (RM100,000 death + RM50,000 accidental death), Plan B (RM300,000 death + RM150,000 accidental death), and Plan C (RM500,000 death + RM250,000 accidental death).
Yes, this is an automatic yearly renewable term coverage up to age 80 based on payment of appropriate premiums. You can continue coverage as long as premiums are paid on time.
Still have questions?
Our support team is here to help you with any inquiries.
Contact Our Support TeamWhat Our Customers Say
Hear from families who have secured their financial future with our term life insurance.
"I’ve worked with other insurers before, but what stood out with Qoala was the professionalism and depth of insight from their advisor. They tailored the recommendations to my long-term goals and checked in after to ensure everything aligned with my needs."
Chew Chong Yong
Father of two, Malaysia
"I’ve worked with other insurers before, but what stood out with Qoala was the professionalism and depth of insight from their advisor. They tailored the recommendations to my long-term goals and checked in after to ensure everything aligned with my needs."
Nabishah
Parent, Malaysia
Real humans are here for you
Have questions? Want to file a claim? Our dedicated human support team is always ready to personally assist you - no bots, no automated responses.
General Enquiries
cs@qoala.mySales Enquiries
(+60) 3 2201 7474Business Hours
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Our dedicated human support specialists are standing by to personally help you with any questions, policy changes, or claims assistance.