Dear TimeTime Life Insurance
A smart term life insurance plan for those looking for flexible cover and low premiums. Get your free online quote when you apply today!
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Product Summary
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Key Features
Essential features of your insurance coverage
| Cover Term | Protection up to age 65 |
| Premium Type | Multiple standalone products, can be purchased individually |
| Tax Relief | Up to a maximum of RM3,000 a year |
| Digital Claim | Fully Digital Claim |
Coverage
How will Time Insurance help to secure your family's financial future?
Main Coverage Overview
| Main Coverage | Coverage Period | Am I Protected? | Coverage Amount |
|---|---|---|---|
| Death | from 18 up to 65 years old | up to RM500,000 | |
| Total and Permanent Disability (TPD) | from 18 up to 65 years old | up to RM500,000 | |
| Bereavement | from 18 up to 65 years old | up to RM500,000 |
Important Coverage Notes
Accidental Deaths: Must be due to accidental bodily injury within thirty (30) days from the date of the accident
Multiple Claims: If multiple accidental death claims occur from a single event, the highest Benefit Amount will be payable
Pre-existing Conditions: This policy does not cover pre-existing conditions
Hospital Income Benefit: Subject to a lifetime limit of one hundred (100) days
Need Clarification? Contact Dear Time Insurance at +603-86053511 for detailed explanations of coverage terms and conditions.
Requirements
Age requirements and eligibility criteria for coverage
| Minimum Entry Age | At least 18 years of age |
| Maximum Entry Age | At most 65 years of age |
| Coverage Expiry Age | At most 65 years of age |
Eligibility Summary
This insurance product is designed for individuals who meet the age requirements and are looking for comprehensive life insurance coverage. All applicants must meet the specified age criteria at the time of application to be eligible for coverage.
Important Documents
Download essential documents to learn more about your insurance coverage
Product Disclosure Sheet
Detailed information about the product features, benefits, and terms
Product Brochure
Marketing brochure with key highlights and benefits
Policy Wording
Complete policy terms and conditions
Need Help? If you have trouble accessing any documents or need additional information, please contact Dear Time at +603-86053511 or help@deartime.com
Frequently Asked Questions
Get answers to common questions about term life insurance, coverage options, and the application process.
Dear Time Life Insurance is a term life insurance plan that provides coverage for death, total and permanent disability, and bereavement. It is a non-participating term life insurance plan (no investment elements) that provides coverage in the event of death or Total and Permanent Disability (TPD) that comes with Bereavement benefit.
Dear Time Life Insurance provides coverage for death, total and permanent disability, and bereavement. It is a non-participating term life insurance plan (no investment elements) that provides coverage in the event of death or Total and Permanent Disability (TPD) that comes with Bereavement benefit.
Dear Time Life Insurance is a term life insurance plan that provides coverage for death, total and permanent disability, and bereavement. It is a non-participating term life insurance plan (no investment elements) that provides coverage in the event of death or Total and Permanent Disability (TPD) that comes with Bereavement benefit.
Still have questions?
Our support team is here to help you with any inquiries.
Contact Our Support TeamWhat Our Customers Say
Hear from families who have secured their financial future with our term life insurance.
"I’ve worked with other insurers before, but what stood out with Qoala was the professionalism and depth of insight from their advisor. They tailored the recommendations to my long-term goals and checked in after to ensure everything aligned with my needs."
Chew Chong Yong
Father of two, Malaysia
"I’ve worked with other insurers before, but what stood out with Qoala was the professionalism and depth of insight from their advisor. They tailored the recommendations to my long-term goals and checked in after to ensure everything aligned with my needs."
Nabishah
Parent, Malaysia
Real humans are here for you
Have questions? Want to file a claim? Our dedicated human support team is always ready to personally assist you - no bots, no automated responses.
General Enquiries
cs@qoala.mySales Enquiries
(+60) 3 2201 7474Business Hours
Need immediate human assistance?
Our dedicated human support specialists are standing by to personally help you with any questions, policy changes, or claims assistance.