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Best Car Insurance

Original spare parts guaranteed and partnering with the authorized repair shop
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Car Insurance plans that fit your needs

icon-Comprehensive

Comprehensive

Covering all types of accidental damage to your car, including minor, severe or even total loss due to theft.

icon-Total Loss Only

Total Loss Only

Cover loss/damage if the repair costs ≥ 75% of the price of the car including total loss due to theft.

Comparison of Types of Car Insurance

Choose the best car insurance that benefits you the most

icon-Comprehensive

Comprehensive

icon-Total Loss Only

Total Loss Only

Accidental Risk

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Collision

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Protection from accidents caused by collisions.

icon-GreenTick
icon-GreenTick *If the damage reaches 75%

Hit

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Protection from accidents that cause hits.

icon-GreenTick
icon-GreenTick *If the damage reaches 75%

Overturn

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Protection from accidents that cause the car to overturn.

icon-GreenTick
icon-GreenTick *If the damage reaches 75%

Slip

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Protection from accidents caused by slipping on the road.

icon-GreenTick
icon-GreenTick *If the damage reaches 75%

Scratched

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Protection from scratches caused by accidents.

icon-GreenTick
icon-Cross

Theft Risk

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Stolen Entirely

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Protection from the risk of losing the car because someone else had stolen it.

icon-GreenTick
icon-GreenTick

Stolen a Few Parts Only

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Protection from theft risk of a small part of the car.

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icon-Cross

Fire Risk

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Burnt Entirely

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Protection from the risk of total damage caused by fire.

icon-GreenTick
icon-GreenTick

Burnt a Few Parts Only

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Protection from the risk of fire causing minor damage to the car.

icon-GreenTick
icon-Cross *Unless the damage reaches 75%

Parameters Affecting Vehicle Insurance Premium

Here are the parameters that can affect the vehicle insurance premium

Type & Model

The premium amount of your insurance plan depends upon your car's make and model.

Market Value

Vehicles with a higher market value will have a higher insurance price value

Age

The depreciation value, as well as the insured declared value, depends upon the age of your car

Add-on

Other additions like natural disaster cover and riot cover will also affect the price of your car insurance to be higher.

Engine

The engine type, whether petrol or diesel, will affect the IDV, which might increase the premium amount.

Types of Coverage

There are 2 types of car insurance. All risk or comprehensive insurance and Total-Loss Only (TLO) Insurance.

Location

The accident risk will be higher if you live in a denser area. So the price premium charged is also higher.

Buy and manage your insurance policy online, directly from Qoala

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1

Choose

Choose car insurance according to your needs

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2

Fill-in

Complete your personal information and make payment

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3

Received

Receive your policy in your email inbox

and claim from Qoala directly

After you buy or renew your car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

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4

Call

Contact our customer service as soon as possible

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5

Policy Report

Save all important documents and make reports immediately

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6

Submit Documents

Submit the relevant documents to claim representative of Qoala

Enjoy the many benefits of the best car insurance from Qoala

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No Survey

No need to make an agreement with the insurance company to survey the condition of your car.

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Transparent

No hidden charges, no fuss, rest easy with crystal clear payments.

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In-Depth Comparison

Compare not only price but workshops locations, free towing distance, claim speed, and many more!

Frequently Ask Questions

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General
Comprehensive
Total-Loss Only (TLO)

We are here for you

Have any questions or complaints, contact us because we are always ready to help you.
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Phone
(+62) 21 5064 5035
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