FWD Insurancei-FlexCover
Take charge of your day-to-day life with i-FlexCover. A flexible life insurance plan that enables you to upgrade or downgrade your coverage amount based on your needs or budget. What's more, you can simply purchase this insurance plan online!
We respect your privacy and we are committed to handle your personal information safely and responsibly
Product Summary
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Key Features
Essential features of your insurance coverage
| Cover Term | Protection up to age 61 |
| Premium Type | Progressive rate. Increases as you age. |
| Plan Renewal | Option to renew plan with continued payment of premium, up to age 61 |
Coverage
How will FWD Insurance help to secure your family's financial future?
Main Coverage Overview
| Main Coverage | Coverage Period | Am I Protected? | Coverage Amount |
|---|---|---|---|
| Death | from 16 up to 61 years old | up to RM150k | |
| Accidental Death | from 16 up to 61 years old | up to RM300k | |
| Public Conveyance Death | from 16 up to 61 years old | up to RM450k | |
| Total and Permanent Disability (TPD) | from 16 up to 61 years old | up to RM150k | |
| Accidental Total and Permanent Disability | from 16 up to 61 years old | up to RM300k | |
| Daily Hospitalisation Income Benefit | from 16 up to 61 years old | up to RM250 each day, limited to 100 days per lifetime |
Important Coverage Notes
Accidental Deaths: Must be due to accidental bodily injury within thirty (30) days from the date of the accident
Multiple Claims: If multiple accidental death claims occur from a single event, the highest Benefit Amount will be payable
Hospital Income Benefit: Subject to a lifetime limit of one hundred (100) days
Full Details: For complete coverage information, please refer to the Product Disclosure Sheet
Need Clarification? Contact FWD Insurance Insurance at 1300226262 for detailed explanations of coverage terms and conditions.
Requirements
Age requirements and eligibility criteria for coverage
| Minimum Entry Age | At least 16 years of age |
| Maximum Entry Age | At most 55 years of age |
| Coverage Expiry Age | At most 61 years of age |
Eligibility Summary
This insurance product is designed for individuals who meet the age requirements and are looking for comprehensive life insurance coverage. All applicants must meet the specified age criteria at the time of application to be eligible for coverage.
Important Documents
Download essential documents to learn more about your insurance coverage
Product Disclosure Sheet
Detailed information about the product features, benefits, and terms
Product Brochure
Marketing brochure with key highlights and benefits
Policy Wording
Complete policy terms and conditions
Need Help? If you have trouble accessing any documents or need additional information, please contact FWD Insurance at 1300226262 or ask@fwd.com
Soalan Lazim Ditanya
Dapatkan jawapan kepada soalan biasa tentang insurans hayat berjangka, pilihan perlindungan, dan proses permohonan.
Offered by FWD Insurance, the i-FlexCover is a non-participating yearly renewable term life insurance that provides coverage against Death, Total and Permanent Disability (TPD), Accidental Death, Accidental TPD, Accidental Death due to Public Conveyance, Accidental Death Outside of Malaysia, as well as Accidental Hospital Income Benefit.
As its name suggests, the i-FlexCover allows you to adjust your protection plan by upgrading or downgrading your coverage amount following your ever-changing needs, preferences and even budgets.
The number of premiums you have to pay, including the duration, will solely depend on the coverage amount or sum assured that you have chosen upon subscribing.
No, you don't have to pay fees or charges upon signing up for FWD Insurance i-FlexCover.
Any Malaysians, Singaporeans or Bruneians aged between 16 to 55 years old are eligible to apply for i-FlexCover. The coverage term is up to 61 years old with the last policy renewal age of 60 years old.
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"Saya pernah berurusan dengan syarikat insurans lain sebelum ini, tetapi apa yang benar-benar menonjol tentang Qoala ialah profesionalisme dan tahap pemahaman yang mendalam daripada penasihat mereka. Mereka menyesuaikan cadangan mengikut matlamat jangka panjang saya dan membuat susulan selepas itu untuk memastikan semuanya selaras dengan keperluan saya."
Chew Chong Yong
Bapa kepada dua anak, Malaysia
"Saya pernah berurusan dengan syarikat insurans lain sebelum ini, tetapi apa yang benar-benar menonjol tentang Qoala ialah profesionalisme dan tahap pemahaman yang mendalam daripada penasihat mereka. Mereka menyesuaikan cadangan mengikut matlamat jangka panjang saya dan membuat susulan selepas itu untuk memastikan semuanya selaras dengan keperluan saya."
Nabishah
Ibu kepada dua anak, Malaysia
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