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More than 20 years ago, the only way to renew or buy car insurance and road tax was over the counter at your nearest JPJ or post office. This often involved long queues during peak hours, sometimes necessitating a second visit. These days, this over-the-counter service is no longer the only option. In fact, the most convenient way to renew car insurance can now be done at the tip of your fingers, in just a few clicks.
Car Insurance Online: 5 Reasons Why Buying Car Insurance Online is Better
Luckily for many of us, we get to enjoy the perks of living in this digital era where renewing car insurance, road tax, and even our driving license can be done through online platforms. By doing them online, here are the advantages:
1. Time Savings
Buying your car insurance online saves you a lot of your time, as you will not need to make appointments or cancel your plans to visit a physical counter. Instead, you can complete the process anywhere and anytime. All you need is a functioning smartphone, laptop, or other device with a good internet connection. It’s 2024, not 1994!
2. Cost Savings
Besides saving valuable time, this method will also save you money by cutting overhead costs as well as commission fees for agents. Through the online platforms such as Qoala, you will receive quotes from different insurance companies immediately. This helps you choose the best insurance deal available.
Additionally, online platforms are known to offer exclusive discounts and promotions for renewing your car insurance online. So, be smart and grab the offer while it lasts!
3. Instant Quotes and Comparisons of Policies
Although online platforms do not require interaction with real individuals, buying your car insurance online provides access to various policy options. This feature helps you make a fair comparison, unlike the conventional over-the-counter method.
You will get the quotations instantly, helping you make informed decisions based on the types of coverage, premiums, and additional benefits that suit your needs.
4. Easy and Safe Documentation
Imagine finally reaching the counter after a long queue to renew car insurance, only to realize you have left your identification card at home. You would be told to retrieve it first and then wait back in line. What a hassle!
This will not happen if you do it online. All necessary documents can be managed electronically without the need to print, copy, or send through postage. It is not just hassle-free, but also environmentally friendly.
5. Personalized Coverage for Your Car Insurance Policy
Choosing the right insurance policy is different for every policyholder. But worry not! Most online platforms provide several protection and policy options based on your personal needs and preferences.
This helps eliminate the risk of bearing extra costs for unnecessary add-on coverages. It’s like having a personal insurance adviser who is not just efficient, but also quick in getting the job done.
7 Steps to Buy Your Car Insurance Online in Less Than 5 Minutes
Now that you know the benefits of renewing your car insurance online, let’s walk through the seven steps to do it through Qoala in less than five minutes. Here is how:
1. Visit Qoala’s Website
Go to www.qoala.my. Qoala is Malaysia’s leading and most popular car insurance comparison and renewal platform.
2. Enter Your Details
Fill in your details, including your vehicle’s licence plate number, ID card number, phone number, and zip code. We will provide quotes from some of the top insurance companies for you to choose from.
3. Obtain a Quotation
Receive a quote in less than five minutes and compare it before renewing your car insurance.
4. Compare and Decide
Compare all quotes from our insurance partners and select the insurance company that offers the best coverage. Take your time to research and evaluate the coverage policies to find the one that best suits your needs.
5. Make Online Payment for Your Car Insurance
Verify all your personal information and complete your online payment using the available options. We accept credit and debit cards, as well as payments via internet banking and e-wallets.
6. Receive a Copy of the Policy via Email
Once the payment is confirmed, we will send a copy of your car insurance policy to your email.
7. Get Your Road Tax
Your physical road tax will be delivered within five to seven working days for Peninsular Malaysia. For Sabah and Sarawak, delivery will take seven to 14 working days. The road tax will be sent by courier directly to your preferred location.
If you opt for a digital road tax, you can access it through the MyJPJ application.
Pick the Best Car Insurance and Renew Online with Qoala for Peace of Mind
When it comes to buying or renewing car insurance online, you have many options. You might consider visiting your preferred agent’s website. However, using Qoala offers distinct advantages if you need help comparing and selecting the best insurer.
Here is why you should choose our platform:
1. Fast Process
Once you have entered all the required information, you will receive an insurance quote in less than five minutes. This efficiency allows you to make quick decisions without the usual delays.
2. No Hidden Costs
With Qoala, you only pay the amount stated in your quote. There are no hidden or additional charges, ensuring you know exactly what you are paying for without any unpleasant surprises.
3. Detailed Comparison
Partnering with top insurance providers in Malaysia, Qoala enables you to compare prices and coverage options thoroughly. Not only can you evaluate costs, but you can also review the insurance claim process and find nearby panel car workshops.
Before purchasing your car insurance, it is essential to understand the type of policy that best suits your needs. This knowledge will simplify choosing the optimal insurance plan for your vehicle. While many auto insurance companies in Malaysia offer various protections, not all provide the same coverage.
For the best car insurance options and to renew your policy quickly and easily, visit Qoala’s website for more info. Qoala is Malaysia’s leading online platform for insurance renewal, providing fast, user-friendly service with just one click!
